Why Interchange-Plus Pricing?
Complete Transparency: IC+ pricing separates wholesale card costs from our processing markup. You see exactly what goes to the card networks and what you pay us—no hidden fees, no surprises.
How It Works:
- Interchange Pass-Through: Actual wholesale costs paid to issuing banks (varies by card type)
- Fixed Markup: Our transparent service fee for processing, support, and technology
- Network Assessments: Card brand fees passed through at cost
Key Benefits: Lower overall costs, predictable pricing, no markup on interchange, and savings that improve as your card mix optimizes.